What restrictions may apply when accruing cashback? When does the accrual begin for each transaction?

Restrictions on cashback accrual may include:

• Transaction type: cashback may only be accrued for certain categories of purchases or services.
• Transaction amount: minimum or maximum amount for cashback accrual.
• Frequency: limitation on the number of transactions for which cashback can be received within a certain period.
• Promotions and bonus programs: cashback may be increased or decreased depending on current promotions.
• User status: for example, cashback is only available to clients with a certain loyalty level.

Cashback is usually credited after confirmation of a successful transaction, which may include:

• Payment confirmation by the bank.
• No return or cancellation of the transaction within a certain period.
• Verification that the transaction complies with the cashback program conditions.

For example, if a user makes a purchase, cashback may be credited a few days after payment confirmation and the absence of a product return.